Enterprise Auto Insurance coverage

How Enterprise Auto Insurance coverage Can Assist Defend You

Whether or not you depend on a single automotive or a big fleet of automobiles, business auto insurance coverage is one thing most companies want. That’s as a result of an accident can occur to even essentially the most cautious driver—and these accidents can value 1000’s and even hundreds of thousands of {dollars}.

Industrial automobile insurance coverage for each owned and leased vehicles and vans protects your enterprise in lots of vital methods. Erie Insurance coverage provides coverage1 for:

  • Legal responsibility if you happen to’re accountable for harming others or for damaging their automobiles or property
  • Damages in case your automotive is broken or destroyed in an accident or by one thing apart from an accident, akin to theft, vandalism or hail
  • Uninsured/underinsured motorists if an at-fault driver is unable to pay any or all the prices owed to you
  • Medical prices for you or your passengers’ accidents

Additional Coverages At No Additional Value

Enterprise auto insurance coverage from ERIE additionally protects you with extra options at no further value. They embrace protection for: 

  • Day by day prices to cowl the lack of earnings if you help ERIE in an accident investigation or protection declare
  • Authorized charges in case you are arrested as the results of an accident
  • Bail bonds after an accident or visitors violation that entails a automotive that we insure
  • All bills to return your stolen auto to you2
  • All bills vital to switch a deployed air bag
  • Reimbursement for premium paid for as much as 30 days of comparable coverages on an owned non-public passenger auto utilized by you or a relative in Mexico and different international nations, the place your enterprise auto insurance coverage doesn’t apply3

Customise Your Industrial Car Insurance coverage

Your ERIE agent understands that each enterprise is exclusive and can work with you to customise your protection. Just some of the business auto insurance coverage coverages that your ERIE agent can inform you extra about embrace:

  • Transportation bills (for collision declare) to cowl transportation prices for a rental automotive or different fares if a collision places your automobile out of fee
  • Transportation bills (for complete declare) to cowl transportation prices like a rental automotive or journey fare if a complete loss like hail or theft places your automobile out of fee
  • Roadside service for towing and labor prices in case your automobile breaks down
  • Lack of use (earnings safety) to cowl a enterprise earnings loss when you may’t use your automobile
  • Loss of life and incapacity earnings advantages if a named individual dies or turns into disabled on account of an auto accident4
  • Bodily injury insurance coverage for employed, rented, borrowed autos for each collision and complete auto claims
  • Trailer agreements to cowl authorized legal responsibility you assume underneath a trailer interchange settlement

When you might have a enterprise coverage via Erie Insurance coverage, you may additionally have entry to quite a lot of sources, together with help from a danger management guide who might help you consider the potential dangers your enterprise faces after which advocate measures you may take to assist cut back these dangers.

Extra Methods to Customise: Enterprise Auto Enhancement & EnRoute®

Enterprise Auto Enhancement

With ERIE’s Enterprise Auto Enhancement bundle you get one of the best of each worlds: our hottest coverages designed to give you expanded safety, all at a decrease value than buying every individually.

At a look, ERIE’s Enterprise Auto Enhancement with Transportation Expense consists of:

  • Blanket Extra Insured: You not have to schedule extra insureds
  • Enterprise Interruption Protection: As much as $200 a day for lined lack of earnings
  • Workers as Insured: Allow us to defend your most vital asset – your staff
  • Fellow Worker Legal responsibility Protection: Removes fellow worker legal responsibility exclusion
  • Employed Auto Bodily Harm Protection: supplies as much as $100,000 extra foundation protection for bodily injury
  • Worldwide Medical Evacuation: Gives as much as $50,000 reimbursement for medical evacuation prices
  • Transportation Bills: Extra $65/day for rental reimbursement
  • Car Lease/Mortgage Protection: GAP protection for all autos on the coverage
  • Car Alternative Value: Full alternative value inside 90 days of buy date if the automobile is scheduled and concerned in a complete lined loss
  • Worldwide Employed Auto Protection: As much as 45 days wherever on the earth

For extra details about the total vary of coverages that include ERIE’s Enterprise Auto Enhancement bundle speak to your ERIE agent as we speak.

EnRoute®

Fleet administration methods might help defend your enterprise by managing dangers related to working automobiles and offering operational efficiencies to your fleet. Be taught extra about how the EnRoute from ERIE telematics program can result in higher driving efficiency, improved driving security, and probably lowering your ERIE enterprise auto premiums.

Be taught extra and get a quote

Contact an area Erie Insurance coverage agent to get a quote and study extra concerning the protection. ERIE brokers are licensed professionals who might help you choose one of the best protection to guard your enterprise.

1See particular person insurance policies for particular protection particulars. Sure phrases and limitations could apply. Confer with our disclaimer for extra info.

2Only applies if complete protection is bought.

3Not relevant in New York; not obtainable in case you are employed, stationed within the armed providers or attending faculty out of the country.

4Total incapacity earnings advantages aren’t obtainable within the District of Columbia, New York or Pennsylvania.

Source

Auto Business Travel News